There are tons of apps that you can download to help get cash back these days.
And while maybe not everyone is on board with whipping out their phones at the store to scrounge those apps for deals, there’s no denying that it’s much easier than spending time clipping coupons.
You’d be silly to buy anything without first checking to see if you can take advantage of some instant savings or cash back.
And when you use these 10 smartphone apps, you’ll be sure you left no stone unturned when searching for the lowest price possible!
Table of Contents
1. Ibotta
Ibotta is the king of grocery store savings, and really anywhere that you can get a receipt for something you buy!
So you better get in the habit of asking for receipts!
You can get cash back from a wide variety of stores, over 1,000 retailers in total, including convenience stores, pharmacies, gas stations, bars, and restaurants.
And while Ibotta is most known for scanning receipts after you’ve bought something in a store, you can still save money with online shopping!
But to get back to the bread and butter of Ibotta, the cash back you can accumulate just by simply scanning in receipts is pretty amazing!
Within the app, you’ll find cash back offers for various products. From there you just need to add the offers you’re going to take advantage of and scan your receipt to complete the deal.
The cash back is pretty much instantly credited to your account for you to withdraw through PayPal!
For any skeptics out there questioning just how much money you can save with Ibotta, take in this statistic: Ibotta has paid back over $790 MILLION to users since forming in 2012!
Needless to say, the savings can really add up as long as you’re using the app every chance you get!
Don’t forget about the $10 bonus for using my sign up link or entering this code (aqeivdx) when you download the app as well!
For more about how to utilize Ibotta to its fullest potential, check out this Ibotta review!
2. Rakuten
Rakuten is another top money saving online platform, and most people will agree!
Since getting started at the end of the last century, Rakuten has paid back over $1 BILLION to its users!
Yes, that’s BILLION with a B!
The money saving empire that Rakuten has built now has partnerships with more than 2,500 merchants, so you know you’ll be able to save money just about anywhere that you shop online!
You can access the endless savings through their website or the mobile app, and once you’re there it’s very easy to navigate.
Sort through cash back offers based on the type of store or by the types of deals that are out available.
For example, you can check out the stores where Rakuten is offering limited time double cash back or buy one, get one deals!
Finding out your favorite store is offering double cash back could be the deciding factor in pulling the trigger on those new clothes that’ve been sitting in your cart!
Ultimately, Rakuten is on your side.
The more deals you redeem with them, the better off they are as well.
They do a great job of getting the best cash back offers in front of you in addition to making it easy to search for deals.
Get a $10 BONUS after spending just $25 with this link, and make even more for referring your own friends to Rakuten!
And for the cherry on top, you can withdraw your savings via Paypal for straight cash.
There’s always cash back to be had when you shop through Rakuten!
3. Swagbucks
If you’re looking for the one platform that can help you make or save the most money possible, Swagbucks may just be the winner!
Whether you go the standard route of getting cash back on something you buy, or to watch videos or take surveys, there’s no shortage of options!
Everything is easy to access and navigate to from the app and the home page.
And you get paid for EVERYTHING YOU DO!
Even get cash back for simply searching the web using their search engine or downloading some smart phone apps!
One of the best paying tasks Swagbucks offers though is surveys.
Some will net you $30 per hour (1 Swagbuck = $.01), and you never know when a new high will pop up on your screen!
Not only can you make money at great rates, but Swagbucks is just as awesome when it comes to saving money as well!
You’ll see below that you can get bonuses to end up with over 10% cash back on purchases at many popular stores!
Like with many of these cash back sites, Swagbucks will pay you directly to your Paypal account.
But make sure to check if there’s any sales on gift cards, essentially giving you more cash back!
You may be sensing a trend here, but Swagbucks also offers a $5 BONUS for signing up and starting your cash saving efforts!
Countless cash back options means they are all fighting for your loyalty, which leads to many sign up bonuses for you!
Best Ways to Score Easy and Fast Money!
Survey Junkie is your best bet to make a few bucks really quick by taking simple online surveys!
Rakuten will bring cash back to your pockets whenever you buy something! No matter where you spend money, Rakuten will help you save!
Swagbucks is your one stop shop for all things easy money! Take surveys, shop online, watch videos, and play games for cash!
4. Paribus
Getting cash back for not doing a SINGLE THING is as easy as it gets!
And that’s exactly what kind of deal you get when you sign up for Paribus!
In the world of online shopping, and even shopping in stores, it can be frustrating to see something you just bought drop in price.
You either question your timing or blame the store for inexplicably lowering the price on those fresh new kicks you just ordered.
And while some stores will offer partial refunds for a drop in price within a certain time frame, it’s a hassle to have to send emails and make phone calls to get the money back that’s rightfully yours.
Well with Paribus, you don’t have to worry about potential price drops at all or contacting stores yourself to get money back!
When you sign up, Paribus will work behind the scenes by scanning through email receipts to identify things you’ve purchased recently and then monitor if the price changes.
If and when the price of something you bought drops, Paribus will reach out to the retailer and work to get you a refund!
There’s literally nothing you have to do to get the cash back, which could turn out to be hundreds of dollars in savings for those of you that enjoy online shopping!
5. Drop
Drop is another one of those awesome “do nothing” cash back tools that everyone should be taking advantage of!
Like many of the other apps, Drop partners with tons of stores to give you cash back on the purchases you make.
Unlike the other apps though, you do all the set up work before heading to the store and there’s no work to do after you leave!
All you have to do is link a credit card to your account, choose your favorite or most frequented stores, and watch the savings come in!
Drop will automatically apply cash back points to your account whenever you use your card at one of your selected stores.
You might even forget that you’re using the app until it sends you a notification that you just received hundreds of points!
Don’t forget to check into the app every once in a while though to see what “boosted” offers are available!
Plus, there’s some great deals to be had when you shop within the app!
You even get $5 worth of Drop points just for signing up with this link or use this code (pg7v2)!
6. Dosh
There’s many money saving apps out there to use, and Dosh is another one of the top ones you’ll want to take advantage of.
Similar to Drop, Dosh offers cash back on purchases made with a card you link to your profile, making it essentially effortless!
Just spend money at stores that partner with Dosh and watch the savings roll in!
You can even double up the savings with Dosh and other apps since you’ll automatically be awarded cash back through your linked card!
Dosh is also really helpful at finding you awesome deals on hotels.
Just search for your vacation dates and destinations right in the app and you’ll find offers that could help you save hundreds of dollars for a weeklong vacation!
Plus, you can earn a $20 BONUS for booking your first hotel through the Dosh app when you sign up with this link or by using this code (ERICK90)!
An extra $1 BONUS simply for signing up is nice too!
7. Trim
Phone bills, streaming services, and even medical bills can put a strain on your budget.
And sometimes they all add up and you lose track of what you’re paying, or maybe you just accept that it is what it is.
Whether you just don’t want to fight for extra cash in your pocket or it seems too difficult, you no longer have to worry!
Trim is the trusty financial assistant that you’ve always needed!
When you sign up, Trim will analyze your spending and find ways that you can save money!
All of your extra cash that will be brought back to your accounts through Trim negotiating for lower rates on all those pesky phone, internet, cable, and medical bills.
Trim will even find any old and unused subscriptions and get those cancelled for you.
It’s an exciting time with many different streaming services available, but you definitely don’t want to pay for more than what you’re using.
Trim will ensure that you are only paying for what you need!
8. Honey
Honey isn’t your ordinary cash back tool.
In fact, it’s similar to Paribus since it hardly requires any effort to get a great deal!
But just like all of the other cash back resources described above, it puts money back in your pocket.
Instead of having to go through a different website or platform to find a deal, simply just go about your online shopping.
Then, once you are ready to checkout, Honey steps in and scans all corners of the internet for coupon codes to use to get the best possible deal!
That’s the great part about saving money with Honey.
The only thing you need to worry about is adding it to your web browser so it can search for codes automatically while you worry shopping!
You can even make a list of items that you’re planning to buy, and Honey will notify you when there’s a price drop!
With over 30,000 retailers giving Honey access to enter coupon codes on your checkout page, you’re sure to find some great savings!
9. Fetch Rewards
You can’t ever have too many methods to save money.
So I feel obligated to tell you about Fetch Rewards!
Not to sound like a broken record, but using Fetch Rewards should be a no brainer if you like cash back!
Like many of the other resources, simply scan your receipts into the app to earn points.
Then, with Fetch Rewards, you’ll get points to use on gift cards.
No need to get upset that it’s not straight cash though.
You can redeem your Fetch Rewards points for gift cards at popular places like Amazon, Target, Starbucks, and many more!
The money saving fun doesn’t stop there though folks!
You can also connect your Amazon account and email to Fetch Rewards to earn points whenever you shop online.
Your accounts will be scanned for online purchases and automatically reward you points for the items you buy!
10. Acorns
Acorns isn’t so much a cash back tool, but rather a cash growing tool.
Regardless, it’s still a pretty awesome app so you’ll definitely want to know about it!
And either way, you’re adding more cash to your name so who cares what to call it!
Similar to some of the other cash back options discussed above, Acorns works in the background so you don’t have to worry about anything other than watching your money grow!
Once you set everything up, the app will automatically round up every purchase you make with your linked credit card to an even dollar amount.
When all of your “round ups” added together reach $5, then Acorns invests that spare change for you based on an investment strategy that you choose!
It’s an incredibly easy way to get some skin in the investing game while not having to fork over a large chunk of money to get started.
And some might even argue that it really can be considered a cash back tool since Acorns will invest FREE MONEY into your account if you shop at any of their featured stores!
If you want to learn how to use Acorns to its fullest potential, check out this tutorial!
BONUS: Make Easy Money!
Save more by making easy money in your spare time with Survey Junkie!
Putting extra cash in your bank account by taking online surveys is just as effective as finding cash back deals using the tools listed above.
And there is no better place to do that than Survey Junkie!
With a site that’s easy to navigate and high earning potential, it’s no surprise that Survey Junkie is a top choice for many looking to make money online.
You might even get lucky with a survey that makes you over $30 per hour!
Save Money Today!
There’s so many money saving tools out there and you’d be silly to not check them out.
And if you are truly serious about saving as much money as possible you’d try them all!
No matter how well off you think you are financially, saving money will always be a great thing to do!
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